Leading the way
Where Your Financial Goals Meet Expert Guidance
With years of experience in the UK car finance industry, we have established ourselves as a trusted leader in providing tailored finance solutions. Whether you’re purchasing your first car or upgrading to a newer model we have the expertise and lender network to help. Our competitive rates, flexible terms, and hassle-free application process ensure you can get behind the wheel quickly and with confidence.
Expertise You Can Trust
Personalised Solutions
Quick & Easy Application
Financial Guidance
Highly qualified
Flexible Finance Plans




How Enjoy Finance Works
Have a Consultation
Get in touch for a free, no-obligation consultation. Tell us what you’re looking for, and our experts will match you with the best car finance deals tailored to your budget and needs.
Choose Your Car
Once you’re approved and everything is in place, you’ll have access to a wide range of trusted dealerships. Simply choose the car that suits you best, and we’ll handle the rest.
Drive Away
Sign your finance agreement, collect your car, and hit the road. Hassle-free and with complete peace of mind.
Top Makes We Offer Car Finance For
Learn More About The Different Types Of Finance Available
Hire Purchase (HP)
Spread the cost of your car over fixed monthly payments, usually between 12 to 60 months. Monthly payments are fixed and cover the full value of the car plus interest. Once you’ve completed all payments, the car is yours. Ideal for those who want full ownership of their vehicle.
Personal Contract Purchase ( PCP)
PCP offers more flexibility than HP and lower monthly payments as you are financing a portion of the car’s value, not the entire amount. At the end of the term, you can pay a lump sum to own the car, return it, or upgrade to a newer model. PCP is favoured by those who enjoy driving a new car every few years and want lower monthly payments.
Car Leasing
Leasing allows you to drive a car without the commitment of ownership. Lease terms usually span 24 to 48 months, during which you pay fixed monthly payments in exchange for the use of the car. At the end of the lease, you simply return the vehicle. This is a great option for drivers who prefer driving the latest models with minimal long-term commitments.
Get Started Today
Don’t let financial worries hold you back from driving your ideal car. Whether you have good credit, bad credit, or no credit history at all, we have options to help.
Apply online today and get a decision in minutes! Our friendly team is also available to answer any questions and guide you through the process.
Your dream car is just a few clicks away – start your journey with Enjoy Finance now!
Our latest FAQs
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