Are you looking to finance your next car? At Enjoy Finance, we make car finance straightforward, flexible, and tailored to your needs. Whether you’re buying your first car, upgrading to a newer model, or need finance with bad credit, we’re here to help you secure the best deal.
How Does Car Finance Work?
Car finance allows you to spread the cost of your car over a fixed period, making it easier to budget. We offer:
Hire Purchase (HP)
Spread the cost of your car over fixed monthly payments, usually between 12 to 60 months. Monthly payments are fixed and cover the full value of the car plus interest. Once you’ve completed all payments, the car is yours. Ideal for those who want full ownership of their vehicle.
Personal Contract Purchase ( PCP)
PCP offers more flexibility than HP and lower monthly payments as you are financing a portion of the car’s value, not the entire amount. At the end of the term, you can pay a lump sum to own the car, return it, or upgrade to a newer model. PCP is favoured by those who enjoy driving a new car every few years and want lower monthly payments.
Car Leasing
Leasing allows you to drive a car without the commitment of ownership. Lease terms usually span 24 to 48 months, during which you pay fixed monthly payments in exchange for the use of the car. At the end of the lease, you simply return the vehicle. This is a great option for drivers who prefer driving the latest models with minimal long-term commitments.
If you’re not sure which option suits you best, don’t worry. Our team will help you choose the best option based on your budget and preferences.
Why Choose Enjoy Finance for Car Finance?
At Enjoy Finance, we’re committed to making car finance easy and accessible for everyone. Here’s why drivers across the UK trust us:
Affordable & Flexible Plans
Spread the cost with low monthly payments and choose from HP, PCP, or leasing options.
Competitive Rates
Save money with some of the best interest rates in the market.
Expert Guidance
Our team is here to help you find the right plan for your needs.
No Hidden Fees
Transparent pricing with no hidden costs.
Leading Provider
Enjoy Finance is a leading provider of car finance in the UK.
Quick & Simple Process
Get approved and on the road in no time.
How to Apply for Car Finance
Getting approved is easy. Follow these simple steps:
- Contact Us – Fill out our quick contact form and provide some basic information about yourself and the car you’re interested in, or give us a call to chat with our friendly team.
- Receive a Decision – We assess your application and match you with the best finance options.
- Choose Your Car – Select a vehicle from our trusted network of dealerships.
- Drive Away – Sign your agreement and start driving your new car.
Frequently Asked Questions
Not always. We offer no-deposit car finance options to make it even easier to get started.
Most applications receive a decision within 24 hours.
Yes! We specialise in helping people with various credit histories find finance options that work for them.
Get Started Today!
Apply online now and take the first step towards your next car. Have questions? Contact our friendly team for expert advice or a free consultation.