Enjoy Finance

Interest rates in the UK look set to drop to 5 per cent by next summer and once there should remain steady until the end of the year, according to analysts.

Although leading a gluttonous lifestyle is undoubtedly bad for your health, it could provide a boost for your annuity rates.

For private investors this time of year is not just a time to celebrate the usual festivities – but also the start of the annual venture capital trust season. After a lacklustre response from investors last year, they may not be in for an easy ride.

Personal pension funds and money-purchase occupational pension schemes are likely to have achieved significantly lower returns in recent months because of their large holdings in commercial property and corporate bonds, warn investment advisers.